Privacy Policy

Updated January 1st, 2017

BY ACCESSING THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY, WHETHER YOU ARE A “VISITOR” (WHICH MEANS THAT YOU SIMPLY BROWSE THE SITE) OR YOU ARE A “REQUESTER”. THE TERM “USER” REFERS TO A VISITOR OR A REQUESTER. “YOU” REFERS TO YOU AS A VISITOR OR A REQUESTER.
This policy describes the information collection, use, and dissemination practices of HomeRefinanceQuotes.net, its subsidiaries and affiliates, (collectively referred herein as “SITE”) and applies to the SITE’s collection, use, storage and disclosure of information by the SITE.

You agree that by hitting the “submit”, “get your quotes” or similar button or completing a quote request, you are entering into a business relationship with SITE and its affiliated individuals or organizations and thus agree to be contacted by SITE and individuals or 3rd party clients with which it contracts.

The SITE may change any term of this Privacy Policy at any time and for any reason after providing notice to you, including by posting notice of the change to the SITE or by sending you an email of the change to the Privacy Policy. If any changes to this Privacy are unacceptable to you, you must discontinue using the SITE. Notice of the changes to you coupled with your continuing use of the SITE will be evidence of your assent to the new terms of the Privacy Policy. The SITE is not responsible for the information collection or privacy practices of its Clients or other Third Party websites or applications. This Privacy Policy applies exclusively to information practices related to our the SITE. Although this SITE contains links to other websites, please be aware that we are not responsible for the privacy practices of those, or any other websites. If you follow a link to another website you should carefully read their privacy policy.

Personal Information Collected on this SITE.
1. a. Visitors. No personally-identifiable information is collected on SITE from Visitors that browse the SITE for information.
2. b. Requester. Personally-identifiable information collected on the SITE is gathered on our “register ” webpages. These fields include name, address, phone number, email address, gender, age and other information necessary for the system to provide you with the information responsive to your request. The personal information a Requester submits to the SITE remains property of the requester, but by submitting that information to the SITE, you, as a Requester, grant the SITE, the right to use that information for the purposes disclosed below.
No Information Collected from Children. The SITE is a general audience SITE and is intended to be used by adults. The SITE does not knowingly solicit, collect, or attract personal information from or about children. The SITE is not intended for children and the SITE does not want to collect any personally identifiable information from Users who are under the age of 13. The safety of children is very important to the SITE, and the SITE strongly recommends that parents review this Privacy Policy and understand its terms and conditions, so that the SITE is used only by persons age 13 and over.

How We May Use Your Personal Information. The SITE may use a Requester’s personal information to provide the requested services, including services that display customized content and advertising. We may disclose, transfer, sell or lease a Requester’s personal information to third party businesses and to other entities affiliated with the SITE. In addition, we may join together with other businesses to bring opportunities to our Requesters. This means we may use personal information to provide promotional offers to Requesters by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses (collectively, “Promotions”). Third party businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation. We may also use such information for content improvement and feedback purposes. The SITE may also use personal information for auditing, research and analysis to operate and improve our technologies and services. We may also disclose personal information to the extent necessary if the SITE is sold or acquired or otherwise deemed necessary or appropriate.
Legal Proceedings. The SITE may disclose a Requester’s personally identifiable information pursuant to a subpoena or other judicial or administrative order, where required by law, or, at our sole discretion, where we deem necessary to protect the safety of any individual or the public or to prevent the violation of the rights of the SITE or any third party.

Email and Unsubscribe Policy. As explained above, the SITE uses a Requester’s personal information for Promotions sent by email to Requesters and sent by 3rd party companies including clients of the SITE. The SITE may maintain separate email lists for different purposes. On all SITE emails, there is an unsubscribe option at the bottom of the email.